Deep Dive

Numbers Matter.

What makes a mortgage brokerage great at what they do boils down to two things; the deal you got, and how much you trusted your brokerage throughout the entire process. Here is our undeniable track-record.


Google Reviews


Dollars Saved by Choosing Kinfolk


Average Interest Savings


Families Helped this year


Loans Funded In 2023

Our Process is Your Peace of Mind
⸻ Our Unparalled Process

The Kinfolk Process

First Date, Kinda Nervous

This is the stage you’re most likely at; helping us understand what you’re trying to accomplish. The best part, is unlike most lenders, we don’t have to pull your credit to give you a quote and show you the power of wholesale pricing.

In-House Pro's

At Kinfolk, we do all of our processing in-house, so that when we send your file down to underwriting, we move seamlessly and get you closed quickly. Our team of processors are amongst some of the best in the industry boasting over 45 years of combined experience.

Top 100

With over 41,000 Mortgage Brokers in the United States, Kinfolk is in the top 100 with not 1, but two lenders we use to shop the best deal for you. This means, that we get access to the top underwriters in the industry as well. Giving you, unparalleled customer service, and gets you to the closing table, faster.

Industry Leaders

Unveiling what other lenders won't

One of the biggest complaints about the mortgage industry is misinformation, so let's clear a few things up.

The Right to Shop

Over 82% of lenders won't inform you that you have a 45 day window to have any lender have access to your credit report without it impacting your credit score.

Seller Concessions

When buying a home, a little over 87% of buyers are not aware that you can have the closing costs covered by the seller in the form of seller concessions. Most inexperienced agents won't even ask as part of their offer. That's why working with a pro on both fronts, matter.

You Choose the Rate

A staggering 93% of consumers are not aware that YOU, the customer selects the rate that you want. Most lenders/loan officers will simply select the rate that makes their offer the most appealing, rather than what makes the most sense for you.

Don't just take our word for it


Katie Kidd

Connor and his team are absolutely one of the best I’ve worked with in years and I work in mortgage so I work with a lot of them! The level of professionalism and engagement is unmatched. They work so hard for you and to make your goals come true. I can’t articulate how amazing they’ve been. We need more people like them!

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Ann Sin

I have had good experiences with a few other lenders in the past, but no one can compare with my recent mortgage experience with Kinfolk Home Loans. Conner Cozen and his team was fantastic. He made the process very easy and was very communicative throughout the entire process and was very informative. I would definitely recommend him to anyone needing lending services. They have very good rates, low fees, and low closing cost.

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Brian P.

First and foremost, Kinfolk’s team (Connor, Casey, and Eddy) demonstrated an impressive depth of knowledge in the mortgage industry. They patiently explained various loan options and helped me understand the intricate details, ensuring I made an informed decision. Their expertise and experience were evident throughout the entire process, providing me with valuable insights and guidance that greatly benefited me. I recently had the pleasure of working with Kinfolk Home Loans for my mortgage needs, and I cannot express how grateful I am for the exceptional service provided. From the moment I reached out to them, their expertise, professionalism, and dedication were evident, making my mortgage process smooth and stress-free.

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Lets start something amazing together

Our secure web-application is easy to fill out and takes minutes to complete

Connor Cozen NMLS: 1418325

Kinfolk Home Loans LLC NMLS: 2336233

NMLS Consumer Access